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National Cash - PayDay Loans for Canada - Canadian Cash Advances

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Excerpted from the website:

The Ipsos-Reid survey question asked respondents a somewhat vague question: "Do you know the approximate annual interest rate on a payday loan?" Understandably, only 48 per cent of respondents answered "yes", because the annual percentage rate is difficult to calculate off the cuff.

Specifically, respondents were asked: "If you found yourself in a situation where you needed to borrow $250 for two weeks, how much in total would you expect to pay in terms of interest and administrative fees?"

Not surprisingly, the majority of customers were able to accurately estimate the cost for their payday loan at about $43.50, very close to the real average cost of $50.

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