CiBcCards.com provides a variety of visa credit card offers

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1. Points are earned on card purchases less returns, and not on cash advances (including by Convenience Cheques), fees, balance transfers, interest or payments. Points will be awarded only if your CIBC Shoppers Optimum/Pharmaprix Optimum VISA account is in good standing on the monthly statement date. The Shoppers Optimum Card earns points at Shoppers Drug Mart on the net purchase price, i.e. after discounts and before taxes. Points may be redeemed only in accordance with the Shoppers Optimum Program Terms and Conditions, which are subject to change without notice. Shoppers Optimum Points cannot be redeemed on certain products, including prescription drugs and tobacco. Some restrictions and conditions apply; see Program Terms and Conditions for details.

2. Taxes, landing and departure fees, and other charges and surcharges may apply to Aeroplan travel rewards. For more information on reward travel, please refer to the Aeroplan Member Guide or the Aeroplan Website (www.aeroplan.com). Fares and Aeroplan partners, rules and regulations are subject to change without notice. Aeroplan Miles are earned on card purchases, less returns, and not on cash advances (including by Aerogold Cheques), fees, balance transfers, interest or payments. Aeroplan Miles (including welcome bonus for new cardholders) will be awarded only if your CIBC Aerogold VISA account is in good standing on each monthly statement date. Currently earn a short-haul flight within North America for as few as 15,000 Aeroplan Miles.

3. Gold Bonus Points are earned on card purchases, less returns, and not on cash advances (including by Gold Cheques), fees, balance transfers, interest or payments.