HollandLawFirm.com
Title
Maryland Consumer Lawyers: The Holland Law Firm, P.C.
Description
Maryland Consumer Lawyers: The Holland Law Firm, P.C. We are a Maryland Consumer Rights Law Firm. We represent Maryland Consumers in claims arising out of Auto Dealer Fraud, Wrongful Repossessions, Debt Collection Harassment, Foreclosure Rescue Scams, Mortgage Fraud, Predatory Lending, and the Invasion of Privacy that often accompanies these acts.
Additional Information
We represent Maryland Consumers in claims arising out of Auto Dealer Fraud, Wrongful Repossessions, Debt Collection Harassment, Foreclosure Rescue Scams, Mortgage Fraud, Predatory Lending, and the Invasion of Privacy that often accompanies these acts. Loss of a car can mean loss of a job. Loss of a house or an invasion of privacy can be an assault on the American Dream. If you lost your house or your car or had your privacy invaded because of fraud or deceptive acts, we want to know about it.
Our lawyers serve as a resource for both clients and other attorneys. Our mission is to deliver intelligent, aggressive and thorough representation to our consumer clients while maintaining the highest level of personal and professional integrity in our dealings with others. We subscribe to the Lawyer's Code of Civility. While competence and a strong approach to litigation and problem solving are a given, we try to distinguish this law firm by our personal service and attention to detail. We try to take the time to listen, and to make sure that our clients understand every aspect of a problem and every procedural issue. In most cases, we either get paid by a contingency fee (i.e. a percentage of the recovery), or we seek to have the other side pay our fees under the Consumer Protection Act or other relevant statute. Getting paid this way helps to minimize the up front out of pocket fees and expenses to the client.
Our interests include but are not limited to the following areas of consumer law:
REPOSSESSION
Was there a valid security interest? Was the loan really in default? Did the creditor have a right to accelerate the loan? Did the the creditor have a right to engage in Self-help? Can they keep the consumer's personal property left in the vehicle? Did the repo agent "breach the peace"? Did they give the Notice prior to the Sale? Did they give the proper Notice after the sale? Did they properly calculate any claimed deficiency? Is there a bar on the creditor from seeking a deficiency? Did they breach the right to cure, reinstate, and redeem laws?
EXTENSION OF CREDIT
Were there undisclosed mortgage broker kickbacks? Were there properly disclosed yield spread premiums and upcharges? Was there a second mortgage and home equity loan scams? Was there a Foreclosure Rescue Scam? Was there hidden Negative equity, hidden fees, or other car financing abuses? Is there Lender and assignee liability for third party behavior? Were there discriminatory finance upcharges? Was there a “Yo-yo” car sale where ECOA credit denial notices are not provided? Did a dealer illegally require that consumer provide a co-signer? Did the creditor fail to comply with ECOA protections for spouses?
UNFAIR AND DECEPTIVE ACTS AND PRACTICES CAN INVOLVE
Automobile leases and financing Automobile selling techniques, including "yo-yo" sales Service contracts Deceptive credit practices Loan broker agreements Insurance practices FTC Holder Rule Attorney fees Cancellation and rescission Punitive damages Failure to disclose
