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- Joseph Mardesich has more than 15 years experience in mortgage lending. He founded New World Mortgage, a mortgage lending firm with 9 retail origination branches in 5 states in addition to underwriting, wholesale and telemarketing offices. New World Mortgage was acquired by First Greensboro Home Equity, Inc., a subsidiary of Centura Bank in 1997. Since that time, Mr. Mardesich has operated National Apartment Finance Inc., (formerly known as Liberty Funding, LC) in Salt Lake City, Utah.