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The Federal Perkins Loan is awarded to students based on financial need. The student borrows directly from the college. Take a moment to review the loan terms before borrowing this loan.
Loan limits: The funds are very limited. The maximum loan for an undergraduate is $4,000 per year, graduate is $6,000 per year, $40,000 cumulative total for all degrees.
Repayment: Begins nine months after the student graduates, withdraws, or drops below half-time status. The maximum length of repayment is 10 years.
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