NextBracket.com

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The difficult part is doing these three things when there are so many things out there begging for your hard earned money. On top of that, you deserve a lifestyle that your friends have, right? When I was 26, I had a negative net worth of about $15,000. I was in graduate school and focused on everything but personal finance. Although not rich, I grew up in a priviledged family and never had to worry about money.



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