SpotYa.com - online cash advance - a short term loans provider.

Title

Spotya! Cash Advance Loans | Lowest Rates on the Planet

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About Spotya!

Spotya! QuickCash is an innovative new payment option for e-commerce. Spotya! extends short-term, cash advance loans to qualifying consumers who are in need of immediate funds for making online purchases. Interested online consumers need only submit proof of identity, continuing employment, and direct deposit in order to qualify. There is no credit check required!

Market research indicates a specific and growing need in the area of payment solutions for Internet users who wish to shop online. A significant segment of the Internet user market cannot shop online because they either don't have the available cash funds or they don't have credit available to them. This niche market is estimated to be at least twenty million Internet users. In addition, research shows that websites that offer numerous payment options have significantly higher conversion rates.

In addition, Spotya! QuickCash is as an alternative to online payday loan lenders. With lending rates up to 75% less than companies who operate under a payday lending license, Spotya! (which utilizes a California Finance Lenders License) offers a more cost effective solution, an extended repayment period, and the option of borrowing up to $800.

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