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Title edit
United Policyholders
Description edit
United Policyholders was founded in 1991 as non-profit tax-exempt organization dedicated to educating the public on insurance issues and consumer rights. Our first major project was working with over a thousand victims of a devastating October, 1991 firestorm in the Oakland/Berkeley, California hills to help them understand their policies and receive prompt, fair insurance claim settlements.
Since that time, UP has provided consumer-oriented insurance education in Florida, Texas, New Mexico, Oregon, and throughout California. Much of our work takes place in communities that have been hit by natural disasters such as hurricanes, wildfires, earthquakes, and floods giving rise to large numbers of insurance claims and resulting consumer confusion and frustration.
UP also receives frequent invitations to testify at legislative and other public hearings, and to participate in regulatory proceedings on rate and policy issues. UP responds to marketplace developments such as sudden price increases, unavailability or large-scale non-renewals by educating the public on consumer options. UP's "Match-UP" program which was supported by the City of Oakland, California to solve a sudden crisis in homeowners insurance availability and affordability is an example of one such project.
