AFSLoansCA.com Home loans in California & online mortgage loans.

American Financial Services

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Founded in 1989, by a group of experienced mortgage industry professionals, American Financial Services is a licensed a mortgage broker working in California serving the interests of borrowers and not lenders. Whether you have good credit or bad credit we work closely with our borrowers to find the most effective loans to fit your needs. We are committed to the Equal Credit Opportunity Act(ECOA) and Fair Lending practice. We have combined our knowledge and expertise to protect and serve the interest of our clientele the “property owners.“

Because of our long association since 1989 with some of the best regional and national lenders, we offer a very comprehensive range of loan products including new California home loans, refinances, home equity loans and commercial loans. Our rates are aggressive, very competitive, and cost effective. Our Loan Officers look forward to discuss all clients financial situation and will closely work with all borrowers to provide “customs tailored loans”, with integrated solutions to best serve everyone who has entrusted their confidence in American Financial Services.

Indeed, we are committed to serve only the interest of our borrowers and not the lenders. Please take the opportunity to contact American Financial Services for yourself. We would welcome the opportunity to serve you. Try our quick free consultation with no obligation, you will be pleasantly surprised and impressed with our professionalism and integrity. Apply online or contact us at our toll free phone number (888) 350-4237.

What we can do for you

We take pride in our in-house staff, which has the knowledge and expertise to provide the most convenient and prompt funding of mortgage loans. Our experts can help you:

  • Determine how much you can afford.
  • Choose the right loan - a Fixed Rate Mortgage for security and safety - or an Adjustable Rate Mortgage for flexibility and control - or perhaps your situation requires a Special Mortgage for unique borrowing needs.
  • Get you pre-qualified before you start looking for a new home. You'll get negotiating power and save a lot of time, too.
  • Get together all documents needed in advance. This includes tax returns, W-2s, paycheck stubs, financial statements, etc. This will save time and stress during the application and approval process.

Try our free consultation with no obligation, you will be pleasantly surprised and impressed with our professionalism and integrity. Simply fill out our online mortgage loan application and our staff will prepare a solution and contact you within 24 hours.

Loan Products

We offer a very comprehensive range of loan products for residential and commercial properties, refinances, and purchases. Our rates are aggressive, very competitive, and cost effective. The following is a description of a few of our loan products and services:

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California Home Loans Purchasing a home for the first time or any subsequent time can be an overwhelming and intimidating process. But it doesn't have to be. We want to make the home financing process as easy as possible for you.We have experienced mortgage professionals with knowledge and expertise to “custom-tailor“ the most convenient and cost-effective mortgage loan to get you into your new home. You will get a no-obligation personal consultation with one of our Mortgage experts to review your home financing options, including assistance in determining which one of our home loan options is right for your personal needs. Spend a few minutes to get the answers you are looking for and be at ease knowing you have a dedicated mortgage loan expert working to find a solution that meets your needs.


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Refinances : A house is the largest asset you may ever own. Likewise, your mortgage payment may be the largest expense you'll have in your monthly budget. Wouldn't it be great to use this asset to reduce your monthly payment and put extra cash in your pocket? When you refinance your mortgage, you can take advantage of the equity in your home and enable this to take place. The experts at AFS can make the refinance process easy, simple, and quick. Let our Mortgage experts find the best rate and loan for your next refinance. Home Equity Loans Likewise, there are also several choices available for homeowners who want to free up the equity they possess in their homes. If you would like more information on refinance rate or home equity loan rates, and how to find the best loan for you, please fill out our online application. A Home equity loan specialists will contact you to consider your options and see how a home equity loan can help you make the most of what you have.


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Commercial loans Almost every commercial loan has to be “customs tailored “ to financially secure the correct properties, borrowers, and lenders. Nevertheless, every commercial property should be an income producing entity that’s generates sufficient income to cover all operating expenditures and debt to generate a reasonable return on investment. There are several complex and intricate factors that go into the process of financing commercial mortgage loans. Its takes a knowledge and professional loan officer specializing in this field to successfully handle the financing. American Financial services has specialized commercial loan officers who make the process easy for you, the borrower.

Address

3701 Ocean View Blvd., Suite #A
Montrose CA 91020 US

Contact

Edmound Thomas
Robert Yoohanna
818.249.7900

External Links


AboutUs Featured Wiki Page

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Featured on 11 July 2007

Featured Text -- It seems like the wiki universe is cyclical, we just can't seem to figure out the cycle exactly. Just yesterday we featured a real estate and title information company, and last week a loan company. Well, whatever the cycle is (perhaps it's the moon, the season or just that a lot of people are looking to buy/sell property right now), today, we've got another pair of great WikiPages in the property vein:

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American Financial Services (AFSLoansca.com) is an experienced mortgage broker in California for over 15 years. Claiming to "serve the interest of borrowers and not lenders," AFS tries to find good fits to borrowers needs by working with them. Their WikiPage offers a list of their Loan Products as well as other information about the company. (View Comments)

FeaturedBoyutConstruction.jpg

Traveling over the Atlantic to Northern Cyprus, is BoyutConstruction.com, which provides a variety of services and products for bungalows, villas, apartments and residential complexes as well as construction for the commercial sector in the Greek Cypriot community. Their WikiPage includes information on price ranges, acceptable titles, land categories and more. (View Comments)

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