Are you falling behind on your monthly payments and worried about mortgage foreclosure or bankruptcy? You have come to the right place. This list offers links to sites that can help people avoid foreclosure and deal with debt consolidation or bankruptcy proceedings. The list includes consumer debt consolidation companies and nonprofit groups that help and advise with financial difficulties that can lead to bankruptcy or foreclosure. The list also includes law firms that offer bankruptcy advice and legal services, as well as helping people avoid foreclosure in states where homeowners are protected even if they are delinquent on their mortgage payments. Please improve this list by adding websites that deal with mortgage foreclosure and bankruptcy issues, along with a short summary for each.