For somebody who is in need of extra money for domestic or business purposes, a personal loan from a bank can be a great help. But before you apply for a personal loan, you need to have a good credit score first. Updates on your credit report and advice on your finances can greatly improve your score. Our Credit Report and Credit Score list has links to firms that provide credit planning, information as well as personalized counseling services to people who want to improve their credit score. You are invited to add relevant websites to the list below along with a summary for each.