FHA loans are insured by the Federal Housing Administration and are easy to qualify for because they do not impose income limits and therefore, even people with bad credit can also apply. While it's usually considered to be an option for the first-time home buyers, people buying their second, third or even fourth homes can also get approval for FHA loans. Some of the features of these loans are low closing costs and down payments. You can apply for these loans for one of the various reasons: home repairs, home purchase, energy-efficient improvements, as well as home renovation. If you are looking for a refinancing of your loans through FHA loans, the following list can be of great assistance. It points to resources for FHA loans, as well as companies that can help you in this regard. Please feel free to add any other companies to this list that you think are relevant here.