Insurance is a type of coverage, by contract, in which one party agrees to reimburse another party for a loss that occurs that is covered by the contract. The party that does the reimbursing is the insurance company, the person being reimbursed is the policy holder. In order for the contract to be upheld and coverage to be available the policy holder must pay a premium to the insurance company. The three main ways to pay a premium are monthly, semiannually and annually. The list below is a compilation of websites that offer quotes on what that premium will be on various types of insurance.