Life insurance is a contract between an insurer and a policy owner. As long as the policy owner pays their premium, the insurer agrees to pay a pre-agreed sum of money to beneficiaries upon the owners death. On most occasions the policy owner must undergo blood, mental health, and other tests before an insurer will give them coverage. Cost and payout of a life insurance policy varies depending on the company involved and the health of the policy owner. Below is a list of websites offering information about life insurance as well as companies offering life insurance policies.