Refinancing is the modification in the original terms of the debt or mortgage which usually results in an extension of the time period in which the money has to be repaid or a different rate of interest than was agreed upon previously by the two parties. Refinancing is usually sought by the home owners for any of the various reasons - lower rate of interest to paid on the borrowed money or increasing the period in which he has an obligation to pay the money back. Refinancing is usually offered by banks as well real estate firms etc. Following is a list of major refinancing providers as well as guides and resources that can help you make an informed decision regarding the best refinancing option for you. Feel free to add your own website to this list if it is related to refinancing. You can also help maintain this list by adding unique summaries and related topics to the websites.