Multos.com

Title

Multos Website

Description

Until the emergence of multi-application smart cards, each software application representing a product or service on a card was written for a specific operating system, which in turn was particular to a hardware (chip) or silicon platform supplier.

From a card issuer perspective, an issuer had to commit to a specific application developer, operating system and chip for each service the issuer wished to provide to its customer base. The issuer had almost no flexibility to change any of these components without having to invest funds into a new software and/or hardware implementation. Early smart cards were therefore costly and inflexible.

From a consumer perspective, cardholders were forced to carry a different card for each service or function they wished to benefit from. If the product or service they benefited from changed in any way, they would receive a replacement card.

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Contact

MAOSCO Ltd

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